A Four-Point Insurance Inspection is typically performed for a homeowner when
requested by their insurance company to obtain a new insurance policy or renewing an
existing policy.
A Four-Point Insurance Inspection is far less in scope than a standard home inspec-
ition. This Four– Point Insurance Inspection is a limited, visual survey of the heating/air
conditioning, roof, electrical and plumbing systems.
Items inspected are:
Heating/Air Conditioning
Types of heating systems:
Estimated age of heating systems:
Heating systems upgraded? Year?
Condition of heating systems:
Fuel tank located?
Heating system comments:
Types of cooling systems:
Estimated age of cooling systems:
Cooling systems upgraded?
Condition of cooling systems:
Cooling system comments:
Plumbing
Number of bathrooms:
Overall water pressure?
Main supply line material:
Main waste/vent material:
Fixture supply line material:
Fixture drain line material:
Shut off valves present?
Water heater location?
Water heater fuel type?
Approximate age of water heater:
TPR valve present?
Fire sprinkler system present?
Freeze hazards noticed?
Polybutylene noticed?
Plumbing leaks noticed?
Recent plumbing upgrades? Year?
Overall plumbing condition:
Plumbing comments:
Roof
Roof style:
Type of roof covering:
Estimated age of roof covering:
Number of shingle layers:
Type of sheathing:
Flashing damage noticed?
Missing shingles or covering?
Truss or rafter damage noticed?
Evidence of active leaks?
Estimated life expectancy:
Roof comments:
Electrical
Service amps:
Size of service sufficient?
Fuses or Circuit breakers?
Main panel location:
Panel ground observed?
GFCIs present where required?
AFCIs present in bedrooms?
Aluminum branch circuits?
Active knob and tube wiring?
Exposed or unsafe wiring noticed?
Recent upgrades? Year?
Overall electrical system condition:
Electrical comments:
INSPECTIONS DONE RIGHT
