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	<title>Tom Camp Inspection Services, LLC &#187; certified professional inspector</title>
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	<description>Colorado Springs Certified Professional Inspector &#38; FHA 203K Consultant</description>
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		<title>Maintaining Your Gutter System</title>
		<link>http://www.tomcampinspectionservices.com/maintaining-your-gutter-system/</link>
		<comments>http://www.tomcampinspectionservices.com/maintaining-your-gutter-system/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 22:54:18 +0000</pubDate>
		<dc:creator>TomCamp</dc:creator>
				<category><![CDATA[Annual Home Inspections]]></category>
		<category><![CDATA[Commercial Inspections]]></category>
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		<category><![CDATA[home maintenance]]></category>

		<guid isPermaLink="false">http://www.tomcampinspectionservices.com/?p=1203</guid>
		<description><![CDATA[Homeowner maintenance includes cleaning the leaves and debris from the roof’s valleys, gutters and downspouts. <span style="color:#777"> . . . &#8594; Read More: <a href="http://www.tomcampinspectionservices.com/maintaining-your-gutter-system/">Maintaining Your Gutter System</a></span>]]></description>
			<content:encoded><![CDATA[<p>Water from the roof reaches the ground through gutters and downspouts or by ﬂowing directly off roof edges. Because downspouts create concentrated sources of water in the landscape, where they discharge is important. Downspouts should not discharge where water will ﬂow directly on or over a walk, driveway or stairs. The downspouts on a hillside building should discharge on the downhill side of the building. The force of water leaving a downspout is sometimes great enough to damage the adjacent ground, so some protection at grade such as a <br />
	splash block or a paved drainage chute is needed.&nbsp;&nbsp; Water that ﬂows directly off a roof lacking gutters and downspouts can cause damage below. Accordingly, some provision in the landscaping may be needed, such as a gravel bed or paved drainage way. <a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2011/11/clogged_gutter.jpg"><img align="right" alt="" class="alignright size-medium wp-image-1204" height="171" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2011/11/clogged_gutter-300x171.jpg" title="clogged_gutter" width="300" /></a></p>
<p>	The rule of thumb for downspouts: at least one downspout for each 40 feet (12 m) of gutter. For roofs with gutters, make sure that downspouts discharge so water will drain away from the foundation. Downspouts can be checked for size. Seven square inches is generally the minimum except for small roofs or canopies. There should be attachments or straps at the top, at the bottom, and at each intermediate joint. Downspout fasteners can rust, deform, fail or become loose. On buildings with multiple roofs, one roof sometimes drains to another roof. Where that happens, water should not be discharged directly onto rooﬁng material. The best practice is to direct water from higher gutters to discharge into lower gutters through downspout pipes. Wooden gutters are especially susceptible to rot and deterioration and should be monitored. Pitched roofs in older buildings may end at a parapet wall with a built-in gutter integrated with the roof ﬂashing. At this location, drainage is accomplished by a scupper (a metal-lined opening through the parapet wall that discharges into a leader head box that in turn discharges to a downspout). The leader head box should have a strainer. Check the scupper for deterioration and open seams. All metal roof ﬂashings, scuppers, leader head boxes and downspouts should be made of similar metals.</p>
<p>	<a href="http://www.tomcampinspectionservices.com/additional-services/annual-home-inspection/" target="_blank">Homeowner maintenance</a> includes cleaning the leaves and debris from the roof&rsquo;s valleys, gutters and downspouts. Debris in the valleys can cause water to wick under the shingles and cause damage to the interior of the roof. Clogged rain gutters can cause water to flow back under the shingles on the eaves and cause damage, regardless of the roofing material. This condition can occur with composition shingle, wood shake, tile or metal. In the winter if drainage systems are clogged this moisture that has wicked under the roof covering can create a ice dam and cause damage to your roof system.</p>
<p>
	<a href="http://www.tomcampinspectionservices.com/" target="_blank">Inspect the downspouts</a> to make sure they are clean, clogged downspouts will cause the same damage.If downspouts are underground, make sure the area of discharge is cleared of grass&nbsp; and other plant material.&nbsp; If the discharge area is blocked water can back up into the downspouts also creating an ice blockage and eventually into the gutters and cause the same ice dam issues as described above.</p>
<p>	Ice dams can form on pitched roof overhangs in cold climates subject to prolonged periods of freezing weather, especially those climates with a daily average January temperature of 30&ordm; F (-1&ordm; C) or colder. Heat loss through the roof and heat from the sun (even in freezing temperatures) can cause snow on a roof to melt. As water runs down the roof onto the overhang, it freezes and forms an ice dam just above the gutter. The ice dam traps water from melting snow and forces it back under the shingles and into the building&rsquo;s interior.&nbsp; Watch the edge of the roof overhang for <br />
	evidence of ice dams and look at the eaves and sofﬁt for evidence of deterioration and water damage. If the house has an attic, the underside of the roof deck at exterior walls can be checked for signs of water intrusion.</p>
<p>	Safety:&nbsp; Don&rsquo;t forget about safety when cleaning your gutters.</p>
<p>&nbsp;</p>
<p><a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2009/08/yellow-lion-passant.jpg"><img align="left" alt="" class="size-thumbnail wp-image-65" height="86" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2009/08/yellow-lion-passant-150x150.jpg" style="width: 86px; height: 86px;" title="Inspections Done Right" width="86" /></a><br />
	&nbsp;&nbsp; <em><strong>Inspections Done Right</strong></em></p>
<p>&nbsp;&nbsp;</p>
<div><span style="color: rgb(0, 0, 255);"><a href="../" target="_blank"><strong><em>&nbsp;&nbsp; Colorado Springs Home Inspector</em></strong><br />
	</a></span></div>
<p><span style="color: rgb(0, 0, 255);"><a href="../fha-203k-consultant/" target="_blank"><strong><em>FHA 203(k) Consultant</em></strong></a></span></p>
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		<title>Central Humidifiers</title>
		<link>http://www.tomcampinspectionservices.com/central-humidifiers/</link>
		<comments>http://www.tomcampinspectionservices.com/central-humidifiers/#comments</comments>
		<pubDate>Sun, 20 Mar 2011 21:34:19 +0000</pubDate>
		<dc:creator>TomCamp</dc:creator>
				<category><![CDATA[Annual Home Inspections]]></category>
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		<guid isPermaLink="false">http://www.tomcampinspectionservices.com/?p=1147</guid>
		<description><![CDATA[<p>The winters in Colorado Springs can be very dry and the humidity levels in your home so low that wood floors and wood furniture will shrink or contract.&#160; During My Home Inspections I come across many different types of humidifiers which are attached to the return air duct work at the furnace.&#160; Humidifiers should <span style="color:#777"> . . . &#8594; Read More: <a href="http://www.tomcampinspectionservices.com/central-humidifiers/">Central Humidifiers</a></span>]]></description>
			<content:encoded><![CDATA[<p>The winters in <a href="http://www.tomcampinspectionservices.com/home-inspections/" target="_blank">Colorado Springs</a> can be very dry and the humidity levels in your home so low that wood floors and wood furniture will shrink or contract.&nbsp; During My Home Inspections I come across many different types of humidifiers which are attached to the return air duct work at the furnace.&nbsp; Humidifiers should have a damper which is closed during the summer season and opened during the winter season.<br />
	&nbsp;<br />
	<strong>What is humidity?</strong><br />
	Humidity refers to the amount of moisture in the air. &ldquo;Relative humidity&rdquo; signifies the amount of moisture in the air relative to the maximum amount of water&nbsp;the air can contain&nbsp;before&nbsp;it becomes saturated. This maximum moisture count is related to air temperature in that the hotter the air is, the more moisture it can hold. For instance, if indoor air temperature drops, relative humidity will increase.<br />
	How do central air humidifiers work?<br />
	&nbsp;</p>
<p><strong>How do central air humidifiers work?<br />
	</strong></p>
<p>Central air humidifiers are integrated into the forced-air heating system so that they humidify air while it is being heated.&nbsp; The water that is used by the device is pumped automatically into the humidifier from household plumbing, unlike portable humidifiers, which require the user to periodically supply water to the device. Humidifiers are available in various designs, each of which turns liquid water into water vapor, which is then vented into the house at an adjustable rate.</p>
<p><strong>Why humidify air?</strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2011/03/drum-type-humidifier-3d.jpg"><img alt="" class="alignright size-medium wp-image-1148" height="211" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2011/03/drum-type-humidifier-3d-300x211.jpg" title="DRUM_TYPE HUMIDIFIER" width="300" /></a></p>
<p>
	Moist air&nbsp; seems to soothe irritated, inflamed airways. For someone with a cold and thick nasal secretions, a humidifier can help thin out the secretions and make breathing easier.<br />
	Indoor air that is too dry can also cause the following problems:<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; damage to musical instruments, such as pianos, guitars and violins;<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; dry skin;<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; peeling wallpaper;<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; static electricity, which can damage sensitive electrical equipment, cause hair to stick up, and can be painful or annoying; and <br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; cracks in wood furniture, floors, cabinets and paint.</p>
<p>	<strong>Central Humidifier Dangers</strong></p>
<p>
	Humidifiers can cause various diseases. The young, elderly and infirm may be particularly at risk to contamination from airborne pollutants such as bacteria and fungi. These can grow in humidifiers and get into the air by way of the vapor where it can be breathed in. Some of the more common diseases and pathogens transmitted by humidifiers are:<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; Legionnaires&rsquo; Disease. Health problems caused by this disease range from flu-like symptoms to serious infections. This problem is generally more prevalent with portable humidifiers because they draw standing water from a tank in which bacteria and fungi can grow;<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; thermophilic actinomycetes. These bacteria thrive at temperatures of 113&deg; to 140&deg; F and can cause hypersensitivity pneumonitis, which is an inflammation of the lungs; and <br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; &ldquo;humidifier fever,&rdquo; which&nbsp;is a mysterious and short-lived, flu-like illness marked by fever, headache, chills and malaise, but without prominent pulmonary symptoms. It normally subsides within 24 hours without residual effects.<br />
	Other problems associated with humidifiers include:<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; accumulation of white dust from minerals in the water. These minerals may be released in the mist from the humidifier and settle as fine white dust that may be small enough to enter the lungs. The health effects of this dust depend on the types and amounts of dissolved minerals. It is unclear whether these minerals cause any serious health problems;<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; moisture damage due to condensation. Condensed water from over-humidified air will appear on the interior surfaces of windows and other relatively cool surfaces. Excessive moisture on windows can damage windowpanes and walls, but a more serious issue is caused when moisture collects on the inner surfaces of exterior walls. Moisture there can ruin insulation and rot the wall, and cause peeling, cracking or blistering of the paint; and<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; accumulation of mold. This organic substance grows readily in moist environments, such as a home moistened by an over-worked humidifier. Mold can be hazardous to people with compromised immune systems.</p>
<p><strong><br />
	Designs and Maintenance<br />
	</strong></p>
<p>drum-type humidifier:&nbsp; has a rotating spongy surface that absorbs water from a tray. Air from the central heating system blows through the sponge, vaporizing the absorbed water. The drum type requires care and maintenance because mold and impurities can collect in the water tray. According to some manufacturers&#39; instructions, this tray should be rinsed annually, although it usually helps to clean it several times per heating season.<br />
	&nbsp;&nbsp;&nbsp; &bull;&nbsp;&nbsp;&nbsp; flow-through or &ldquo;trickle&rdquo; humidifier:&nbsp; a&nbsp;higher quality though more expensive unit than the drum-type,&nbsp;which allows fresh water to trickle into an aluminum panel. Air blows through the panel and forces the water to evaporate into the air stream. Excess water exits the panel into a drain tube. This design requires little maintenance because the draining water has a &ldquo;self-cleaning&rdquo; effect and, unlike the drum-type humidifier, there is no stagnant water.</p>
<p>	<a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2009/08/yellow-lion-passant7.jpg"><img alt="" class="alignleft size-thumbnail wp-image-83" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2009/08/yellow-lion-passant7-150x150.jpg" style="width: 89px; height: 89px;" title="Inspections Done Right" /></a>&nbsp;&nbsp; <strong><em>Inspections Done Right</em></strong></p>
<p><a href="http://www.tomcampinspectionservices.com" target="_blank">Colorado Springs Home Inspection<br />
	</a></p>
<p><a href="http://www.tomcampinspectionservices.com/fha-203k-consultant/" target="_blank">HUD / FHA 203(k) Consultant<br />
	</a></p>
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		<title>Pre-Listing Inspection</title>
		<link>http://www.tomcampinspectionservices.com/pre-listing-inspection/</link>
		<comments>http://www.tomcampinspectionservices.com/pre-listing-inspection/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 19:06:51 +0000</pubDate>
		<dc:creator>TomCamp</dc:creator>
				<category><![CDATA[Pre Listing Inspection]]></category>
		<category><![CDATA[certified professional inspector]]></category>
		<category><![CDATA[Colorado Springs Home Inspections]]></category>

		<guid isPermaLink="false">http://www.tomcampinspectionservices.com/?p=916</guid>
		<description><![CDATA[<p>A&#160; Pre-Listing Inspection or some times called a Seller Inspection or Move-in-Certified Inspection has many advantages for ;</p> <p>1. Seller</p> <p>2.&#160; Buyer</p> <p>3.&#160; Realtor</p> <p>Check out this link which provides a lot of information on this type of Inspection in the Colorado Springs area, Also visit my website http://www.tomcampinspectionservices.com for other services I provide</p> <span style="color:#777"> . . . &#8594; Read More: <a href="http://www.tomcampinspectionservices.com/pre-listing-inspection/">Pre-Listing Inspection</a></span>]]></description>
			<content:encoded><![CDATA[<p>A&nbsp; <a href="http://www.tomcampinspectionservices.com/move-in-certified/" target="_blank">Pre-Listing Inspection</a> or some times called a <a href="http://www.tomcampinspectionservices.com/move-in-certified/" target="_blank">Seller Inspection</a> or <a href="http://www.tomcampinspectionservices.com/move-in-certified/" target="_blank">Move-in-Certified</a> Inspection has many advantages for ;</p>
<p>1. Seller</p>
<p>2.&nbsp; Buyer</p>
<p>3.&nbsp; Realtor</p>
<p>Check out <a href="http://www.tomcampinspectionservices.com/move-in-certified/" target="_blank">this link</a> which provides a lot of information on this type of Inspection in the Colorado Springs area, Also visit my website <a href="http://www.tomcampinspectionservices.com" target="_blank">http://www.tomcampinspectionservices.com</a> for other services I provide</p>
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		<title>Sump Pump Maintenance</title>
		<link>http://www.tomcampinspectionservices.com/sump-pump-maintenance/</link>
		<comments>http://www.tomcampinspectionservices.com/sump-pump-maintenance/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 21:11:35 +0000</pubDate>
		<dc:creator>TomCamp</dc:creator>
				<category><![CDATA[Home Inspections]]></category>
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		<description><![CDATA[<p>What is a Sump Pump? Sump pumps are self-activating electrical pumps that protect homes from moisture intrusion. They are usually installed in a corner of the&#160; basement or in a crawlspace.&#160; They are designed to&#160; to remove rising groundwater and surface runoff before it has a chance to seep into the home. Water can <span style="color:#777"> . . . &#8594; Read More: <a href="http://www.tomcampinspectionservices.com/sump-pump-maintenance/">Sump Pump Maintenance</a></span>]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 14px;"><strong>What is a Sump Pump?</strong></span><br />
	Sump pumps are self-activating electrical pumps that protect homes from moisture intrusion. They are usually installed in a corner of the&nbsp; basement or in a crawlspace.&nbsp; They are designed to&nbsp; to remove rising groundwater and surface runoff before it has a chance to seep into the home. Water can cause interior damage and encourage the Mold growth.&nbsp; Sump Pumps should be maintained and equipped with all necessary components in order to ensure their reliability and be tested to ensure proper operation. Sump Pumps are one component I check during my <a href="http://www.tomcampinspectionservices.com" target="_blank">Home Inspection</a>.</p>
<p>	<span style="font-size: 14px;"><strong>Types of Sump Pumps</strong></span></p>
<ul>
<li><strong>Submersible sump</strong> pumps are designed for&nbsp; underwater use and sit at the bottom of the sump pit, and are much quieter than pedestal pumps. Their oil-cooled motors and tight seals protect against water and dust and afford them a long lifespan.&nbsp;&nbsp; Sump Pumps can be purchas<a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pump-submersible.jpg"><img align="right" alt="subersable pump" class="alignleft size-thumbnail wp-image-823" height="150" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pump-submersible-150x150.jpg" title="sump-pump-submersible" width="150" /></a>ed from your local home improvement stores from about $150.00 to $400.00 which is a small price to pay considering&nbsp; the possibility of moisture in your basement or crawl space leading to Mold Growth.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li><strong>Pedestal sump pumps</strong> sit above the water line beside the sump trench and are not designed to get wet. Since they are not contained within the sump pit, they can be accessed easily but are also very noisy. <a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pump-pedestal1.jpg"><img align="right" alt="" class="aligncenter size-full wp-image-825" height="120" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pump-pedestal1.jpg" title="sump-pump-pedestal" width="50" /></a></li>
</ul>
<p><span style="font-size: 14px;"><br />
	<strong>Maintenance of Sump Pumps</strong></span></p>
<ul>
<li>Sump pumps must be kept clean and free of debris. The inlet screen prevents the passage of dirt and other solid material from entering the pump.&nbsp;&nbsp; Cleaning the screen should be a part of regular maintenance.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>You should make sure that the float is not tangled or jammed in one position.&nbsp; The float should be free to move up and down.&nbsp; Raise the float and the pump motor should start, lower float and it should stop.&nbsp; A sump pump with a jammed float is useless because it will not&nbsp;sense when it should turn on and shut off.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>The pump can be tested by pouring water into the pit to make sure it becomes activated and expels the water.&nbsp; Depending on the size and design of the pit and how fast the water peculates into the ground this procedure can take quite a few gallons of water.</li>
</ul>
<p><span style="font-size: 14px;"><br />
	<strong>Components of a sump pump</strong></span></p>
<ul>
<li>For most homes, the <strong>sump pit</strong> should not be less than 24 inches deep and 18 inches wide.&nbsp; The sump pit must be large enough to allow the<a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pit.jpg"><img align="right" alt="sump pit" class="alignright size-thumbnail wp-image-827" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pit-150x150.jpg" style="width: 154px; height: 174px;" title="sump pit" /></a> pump room to work properly.&nbsp; The sump pit does not need to be constructed from any particular material, as long as it is solid and provides permanent support for the pump. It must, however,. Some homeowners use a 5-gallon bucket as a sump pit, but this is insufficient.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>The <strong>check valve</strong> must be the same diameter as the discharge pipe into which it fits and is usually a different color. A check valve should be installed in order to <a href="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pump-check-valve.jpg"><img align="right" alt="check valve" class="alignright size-full wp-image-826" src="http://www.tomcampinspectionservices.com/wp-content/uploads/2010/06/sump-pump-check-valve.jpg" style="width: 162px; height: 149px;" title="sump-pump-check-valve" /></a>prevent pumped water in the discharge line from re-entering the sump pit when the device is turned off. Without this valve, the pump will have to work twice as hard&nbsp;to remove the same column of water,&nbsp;which causes unnecessary strain to the pump components. A check valve can also prevent the rare yet disturbing possibility that a discharge line connected to a stream or pond will back-siphon into the sump pit.&nbsp; These Items will be checked by a <a href="http://www.tomcampinspectionservices.com/home-inspections" target="_blank">Certified Home Inspector</a> if you are purchasing a home with a sump pump installed.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>An <strong>alarm</strong> can be installed because sump pumps can burn out, lose power, become clogged or misaligned, or malfunction in a variety of other ways. It is valuable to have a warning device installed that&nbsp;will signal water build-up. These alarms can alert homeowners or neighbors of flooding so that it can be resolved before water damage occurs. Alarms are especially important in residences that are not occupied for long periods of time.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li><strong>Backup Power sources</strong> can be installed to maintain operation during power outages which are most likely to happen during heavy rains and floods, which are situations when the sump pump is most needed. For this reason, sump pumps should have a backup power source to rely on. A pump powered by a battery or the home&rsquo;s water pressure can also be installed as a backup.</li>
</ul>
<p>&nbsp;</p>
<ul>
<li>A <strong>GFCI receptacle</strong> can be used but may trip during safe conditions and deactivate the sump pump when it is needed. A sump pump is among the most critical of all household appliances, and its deactivation, especially if the tenants are not home, could allow catastrophic building damage. Codes recommend that appliances in basements and crawlspaces be connected to GFCIs to reduce the chance of electrical shock, but this advice is often ignored due to these concerns over nuisance tripping.</li>
</ul>
<p><span style="font-size: 14px;"><br />
	<strong>Sump Pump Discharge</strong></span></p>
<ul>
<li>Point of discharge should be 20 feet from your foundation and should have positive drainage from your wall or foundation line.</li>
</ul>
<ul>
<li>Water should not drain onto your neighbors property and in most areas is not permitted to drain into the sewer system or septic system.</li>
</ul>
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		<title>Lead Safety</title>
		<link>http://www.tomcampinspectionservices.com/lead-safety/</link>
		<comments>http://www.tomcampinspectionservices.com/lead-safety/#comments</comments>
		<pubDate>Sat, 15 May 2010 21:33:33 +0000</pubDate>
		<dc:creator>TomCamp</dc:creator>
				<category><![CDATA[Home Inspections]]></category>
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		<category><![CDATA[certified home inspector]]></category>
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		<description><![CDATA[<p>&#160;</p> If you own a home or are planning to buy a home built before 1978, here are some facts you should know about lead. &#160; FACT: Lead exposure can harm young children and babies even before they are born. FACT: Even children who seem healthy can have high levels of lead in their <span style="color:#777"> . . . &#8594; Read More: <a href="http://www.tomcampinspectionservices.com/lead-safety/">Lead Safety</a></span>]]></description>
			<content:encoded><![CDATA[<p>&nbsp;</p>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;"><b>If you own a home or are planning to buy a home built before 1978, here are some facts you should know about lead</b></span><span style="font-family: Times;">.</span></div>
<div>&nbsp;</div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;">FACT: Lead exposure can harm young children and babies even before they are born.</span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;">FACT: Even children who seem healthy can have high levels of lead in their bodies.</span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;">FACT: You can get lead in your body by breathing or swallowing lead dust,&nbsp;or by eating soil or paint chips containing lead.</span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;">FACT: You have many options for reducing lead hazards. In most cases, lead-based paint that is in good condition is not a hazard.</span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;">FACT: Removing lead-based paint improperly can increase the danger to your family.</span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;"><b>If you think your home might have lead hazards, consider having your home tested for lead paint to protect your family.</b></span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;">Many homes built before 1978 have lead-based paint. The federal government banned lead-based paint from housing in 1978. Some states stopped its use even earlier. Lead can be found in the following:</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">in homes in the city, country and&nbsp;suburbs</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">on apartments, single-family homes, and both private and public housing complexes;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">on the interior&nbsp;and&nbsp;exterior of the house;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">in the&nbsp;soil around a home.&nbsp; Soil can pick up lead from exterior paint&nbsp;and other sources,&nbsp;such as past use of leaded gas in cars;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">in household dust. Dust can pick up lead from deteriorating lead-based paint&nbsp;and from soil tracked into a home;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">in drinking water. Your home might have plumbing that uses lead pipes&nbsp;or lead solder. Call your local health department or water supplier to find out about testing your water. You cannot see, smell or taste lead, and boiling your water will not get rid of lead. </span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;"><b>If you think your plumbing might have lead in it:</b></span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Use only cold water for drinking and cooking</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Run water for 15 to 30 seconds before drinking it, especially if you have not used your water for a few hours.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">on the job. If you work with lead, you could bring it home on your hands or clothes. Shower and change clothes before coming home. Launder your work clothes separately from the rest of your family&#39;s clothes;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">in old (vintage or antique) painted toys and furniture;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">in food and liquids stored in lead crystal, lead-glazed pottery and porcelain;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">from lead smelters&nbsp;and other industries that release lead into the air;</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">with hobbies that use lead, such as making pottery or stained glass, or refinishing furniture.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Bullet re-loading using lead.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">in folk remedies that contain lead, such as &quot;greta&quot; and &quot;azarcon&quot; used to treat an upset stomach.</span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;"><b>If you suspect that your house has lead hazards, you can take some immediate steps to reduce your family&#39;s risk:</b></span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">If you rent, notify your landlord of peeling or chipping paint.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Clean up paint chips immediately.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Clean floors, window frames, window sills, and other surfaces weekly. Use a mop, sponge or paper towel with warm water and a general all-purpose cleaner, or a cleaner made specifically for lead.</span></div>
<div style="margin-bottom: 12pt;"><span style="font-family: Times;">REMEMBER: NEVER MIX AMMONIA AND BLEACH PRODUCTS TOGETHER, SINCE THEY CAN FORM A DANGEROUS GAS.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Thoroughly rinse sponges and mop heads after cleaning dirty&nbsp;and dusty areas.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Wash children&#39;s hands often, especially before they eat, and before nap time and bed time.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Keep play areas clean. Wash bottles, pacifiers, toys and stuffed animals regularly.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Keep children from chewing window sills&nbsp;and other painted surfaces.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Clean or remove shoes before entering your home to avoid tracking in lead from soil.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;<span style="font-family: &quot;Times New Roman&quot;; font-style: normal; font-variant: normal; font-weight: normal; font-size: 7pt; line-height: normal; font-size-adjust: none; font-stretch: normal;">&nbsp;&nbsp; </span></span><span style="font-family: Times;">Make sure children eat nutritious, low-fat meals high in iron and calcium, such as spinach and dairy products. Children with good diets absorb less lead.</span></div>
<div style="margin: 0in 0in 12pt 9pt; text-indent: -9pt;"><span style="font-family: Times;">&bull;</span><span style="font-family: Times;">In addition to day-to-day cleaning and good nutrition, you can temporarily reduce lead hazards by taking actions such as repairing damaged amid&nbsp;painted surfaces, and by&nbsp;planting grass to cover soil with high lead levels. These actions, called &quot;interim controls,&quot; are not permanent solutions and will need ongoing attention. To permanently remove lead hazards, you must hire a <u>certified lead-abatement contractor</u>. Abatement (or permanent hazard elimination) methods include removing, sealing or enclosing lead-based paint with special materials. Just painting over the hazard with regular paint is not enough. Always hire a person with special training for correcting lead problems &#8212; someone who knows how to do this work safely and has the proper equipment to clean up thoroughly. Certified contractors will employ qualified workers and follow strict safety rules set by their state or the federal government. To be safe, hire an InterNACHI inspector for your next inspection.</span></div>
<div style="margin-bottom: 12pt;">&nbsp;</div>
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